Even after the turnaround began in March 2009, it's not as if investors knew the bear had run its course. The S&P dropped by more than 15% in 2010 and by almost 20% in 2011. We know now that these setbacks were temporary speed bumps (albeit scary ones) within a new bull market. But investors back then didn't have the advantage of being able to consult a stock chart, as we can today, that showed them how it all played out.
In 1979, Activision became the industry's first third-party developer.[23] It was founded by Atari programmers who left the company because Atari did not allow credits to appear on their games and did not pay employees a royalty based on sales. At the time, Atari was owned by Warner Communications, and the developers felt that they should receive the same recognition that musicians, directors, and actors got from Warner's other divisions. After Activision went into business, Atari quickly sued to block sales of Activision's products, but failed to secure a restraining order and ultimately settled the case in 1982.[24] This court case legitimized third-party development, encouraging companies such as Quaker Oats (with their US Games division) to rush to open video-game divisions, hoping to impress both stockholders and consumers.
Home prices have outpaced income. The average income-to-housing cost ratio is 30 percent. In some metro areas, it's skyrocketed to 40 or 50 percent. Unfortunately, metro areas are also where the jobs are. That forces young people to pay more for rent to be close to a job that doesn't pay enough to buy a house. Thirty-two percent of home sales today are going to first time homebuyers, compared to 40 percent historically, says the National Association of Realtors. Typically, this buyer is 32, earns $72,000, and pays $182,500 for a home. A two-income couple pays $208,500 on average.
You stated a few things that can cause a housing crash, High taxes and high utilities. The democrats of CA just passed three bills.. First bill was to increase our gas and registration tax. Second. bill PG&E was given the ok to charge its customers more to pay off their lawsuits from the 2018 fires it has caused, and third which is the grand finale is putting a fine, or I say another tax, on residential home water usage. the current bill brown is expected to sign will limit 55 gallons of water per person per day by 2030 then it will decrease to 50 gallons per person per day. as you know it takes roughly 17 gallons of water to take a 8 min shower. 80-100 gallons to take a bath, 4 gallons to flush the toilet, etc… so 55 or even 50 gallons of water daily is an impossible task and the democrats know it and using the water skirts to tax us yet again by fining us if we overuse our water usage.. this strategy is smart and sneaky. they are taxing on things we have no choice but to pay and cannot fight against.

Since traditional statistical methods are perhaps less appropriate for extreme markets, other paths of examination may be more fruitful. For example the Santa Fe Institute is examining links between different disciplines. Potentially a market crash may have more in common with a growing pile of sand, than how the same market performs outside of a crash environment. When a grain of sand is added to an existing pile so the pile grows ever higher. Most of the time, one more grain will cause the pile to grow in height by a just fraction. However, at other times the addition of a single grain will lead to a collapse and in turn that collapse may be small, large or potentially even massive. Some researchers believe that better understanding these sorts of events hold the key for a better understanding of extreme market events, because today many traditional models simply fail to hold up.
Now started the preparations for reforms to revive the market and pull it out from the huge crisis. The first and foremost reform that was suggested was the uniformity of the margin requirements. This was done so that the volatility of the stocks, stock options and index features could be reduced. Also, the installation of new computer systems was suggested so that the market could be pulled out from these difficult times as soon as possible. These computer systems that were newly installed in the stock exchanges needed just a single keystroke to enter the trade. Earlier this work would be tiresome and needed almost 25 keystrokes. These new computer systems rejected the trade if a wrong input was made. Those ways these computers helped increase the efficiency of data management. They also helped to minimize errors and maximize productivity. Overall these new computer systems were helping to manage the data with much ease decreasing chances of mistakes to a great extent.
While the A$ is working off very negative short positions and oversold conditions resulting in another short-term bounce, it’s still likely to fall to around US$0.70 and maybe into the high US$0.60s as the gap between the RBA’s cash rate and the US Fed Funds rate pushes further into negative territory because the US economy is booming relative to Australia. Being short the A$ remains a good hedge against things going wrong in the global economy.
The market could collapse if the yield curve on U.S. Treasury notes became inverted. That's when the interest rates for short-term Treasurys become higher than long-term yields. Normal short-term yields are lower because investors don't require a high return to invest for less than a year. When that inverts, it means investors think the short-term is riskier than the long-term. That would play havoc with the mortgage market and signal a recession. The yield curve inverted before the recessions of 2008, 2000, 1991, and 1981.
Adding to the problem is that much of the Chinese private debt is pledged with collateral from the stock market, which has been in free-fall this year. According to Reuters, more than 637 billion shares valued at $4.44 trillion yuan ($639.86 billion) were pledged for loans as of Oct. 12. As the air continues to pour out of the stock market, it will put additional pressure on the debt market.
On October 31, Halloween, children and adults alike enjoy playing with the frightful themes of death surrounding the feast’s mixture of Christian All Saints’ Day and Celtic pagan origins. But, in 2017, if you are one of millions of people who have investments, here’s something all too real and scary to rob you of your sleep. This Warren Buffett Indicator predicts a stock market crash in 2018.

When legions of investors try to sell, that causes further panic in the markets, and can lead to investment companies issuing "margin calls" -- calling in money lent to investors so they can buy stocks and funds -- which forces those investors to sell at current (usually low) prices to get their cash reserves to satisfactory levels to meet those demands. Over the decades, many investors have gone bust over stock market crashes --when supply trumps demand and there are more sellers than buyers.
The SEC and CFTC joint 2010 report itself says that "May 6 started as an unusually turbulent day for the markets" and that by the early afternoon "broadly negative market sentiment was already affecting an increase in the price volatility of some individual securities". At 2:32 p.m. (EDT), against a "backdrop of unusually high volatility and thinning liquidity" that day, a large fundamental trader (known to be Waddell & Reed Financial Inc.[23]) "initiated a sell program to sell a total of 75,000 E-Mini S&P contracts (valued at approximately $4.1 billion) as a hedge to an existing equity position". The report says that this was an unusually large position and that the computer algorithm the trader used to trade the position was set to "target an execution rate set to 9% of the trading volume calculated over the previous minute, but without regard to price or time".[41]
The average price of a detached house in the GTA rose to $1,019,416 from $1,008,361 last month. YoY, detached home prices have fallen 1.4% in the 416 area code and .4% in the 905 area code.  Home prices in the 416 area code fell from $1,342,363 to $1,311,265 , a drop of $31,000. The price of a condo apartment in the 416 area code fell from $615,582 to $603,153 yet that average price 8.6% higher than last October.
Most importantly, China’s debt binge was taken up in record time; soaring by over 2,000% in the past 18 years. And this earth shattering debt spree wasn’t used to generate productive assets. Rather, it was the non-productive, state-directed variety, which now requires a constant stream of new debt to pay off the maturing debt. Therefore, the schizophrenic communist party is caught between the absolute need to deleverage the economy; and at the same time, trying to maintain the growth mirage with additional stimulus measures.
— The Big Picture is Being Obscured By Short-Term Fears. "Animal Spirits" are ruling the stock market. Millions of investors are afraid that the torrent of cash created by low interest rates, hefty piles of corporate reserves and even more giveaways in the new U.S. tax code won't be enough to juice up a world economy (outside of the developing world) that may be slowing down.
Admittedly, getting to the right mix can be tricky. The percentage of stocks you're perfectly comfortable with when the market is going gangbusters may leave you frightened and anxious when stock prices plummet. One way to arrive at a portfolio mix that jibes with your risk tolerance and financial needs is to go to a tool like Vanguard's risk tolerance-asset allocation questionnaire. The tool suggests a percentage of stocks and bonds that should make sense for you. It will also show you how various mixes of stocks and bonds have fared over the long term and in up and down markets.
A little more than a week later, stocks sank after a tweet from the president challenged the idea that Russia’s missile defense system could shoot down American smart bombs. Investors clearly worry that Trump’s tweeted rhetoric could be taken the wrong way by one or more global leaders, leading to escalation, or even conflict. Should that happen, the stock market could tank.
Obviously, some prediction of the market's downfall is going to turn out to be right. The market will go into a major slump again at some point. After all, since 1929 we've suffered through 20 bear markets where stock prices have fallen 20% or more, and even before the current turbulence, we've endured 26 corrections of at least 10% but less than 20%. But it's impossible to know in advance whether heightened volatility or even a decline that appears to gathering momentum will turn out to be The Next Big One.

Another criticism of certain conventional risk models, is that they regard market crashes as extremely unlikely. Market models suggested 2008 was an incredibly rare event. However, the 1930s crash was fairly similar. Having extremely improbable events just eighty years apart makes very little sense. Of course, we could be massively unlucky, but it is of course far more likely that the model is wrong. And by wrong, we should be clear that we mean inappropriate for the high stress environments of a crash. Most of the time these models hold up just fine, but at the extremes they don't.
Lana, a lot of people are talking housing crash in many markets, but that could take the whole economy down. Even with a crash, it would still be tough for buyers. The right approach to bring prices down is more housing supply. The governments should provide tax breaks and other incentives for housing development and legislation which promotes new housing projects. Good finding a place you can afford.
The un prepared survivors become canibals and begin to eat each other for food. Ted Turner and his elite buddies sit back and watch the show go down from satiltes in orbit and the cleansing procees commenses in time for the Hunger Games reset. The survivors run to the outskirts of the city to allow the rotting decalying bodies to finish decomposing, to return to scavange the abundance of resurces, batteries, etc
The Dow was already down 20 percent from its September 3 high, according to Yahoo Finance DJIA Historical Prices. That signaled a bear market. In late September, investors had been worried about massive declines in the British stock market. Investors in Clarence Hatry's company lost billions when they discovered he used fraudulent collateral to buy United Steel. A few days later, Great Britain's Chancellor of the Exchequer, Philip Snowden, described America's stock market as "a perfect orgy of speculation." The next day, U.S. newspapers agreed.

Is funny, the tropical depression is well away from us but we are getting an extremely wet weather system over the state, they call it an anti-cyclone, whatever that is, all i know is i could use some sunshine, been raining for weeks, only one or two days here and there that didnt rain. Too damn wet, crops rotting in the field, at least the market crops, oh well, such is life as a farmer!


Its pretty obvious she's completely failed. She may as well have said she never wrote the current Brexit deal, Barnier did or Merkel did. In more enlightened times her head would be on a spike by now, down by the Thames. But what do we expect from just the latest traitor to Sovereignty on the list, that includes: Heath, Major, Brown and the rest . . We need a new broom to sweep all this rubbish away, once and for all . .
“I think as Americans lose their jobs, they are going to see the cost of living going up rather dramatically, and so this is going to make it particularly painful,” Schiff said. “This is a bubble not just in the stock market, but the entire economy,” he told Fox News Business. Schiff is predicting a recession, accompanied by rising consumer prices, that will be “far more painful” than the 2007-2009 Great Recession.
Robbins has also sold a crazy number of books. And while he may not be best known for his investing chops, he draws on the likes of Ray Dalio, Jack Bogle and others for the inspiration behind his #1 best-seller “Unshakeable: Your Financial Freedom Playbook,” which MarketWatch earlier this year counted among the eight best books about money published in 2017.
Following the 55%-plunge in DHFL share price, biggest since listing, Kapil Wadhawan, CMD, DHFL said to CNBC TV18 that it is a big surprise and shock to him. We are sitting in a strong liquidity position and there is not default whatsoever, Wadhawan said. All this what we are seeing is a "panic-stricken market reaction" and the total liability position till 31 March 2018 was just Rs 4,800 crore, Wadhawan said further to CNBC TV18. At the same time, there is close to Rs 10,000 crore of liquidity available with us in the system other than collections that we accrue on a monthly basis, Wadhawan said. NPA position is strong and the asset quality is top notch, Wadhawan added. 

This sluggish growth and a near 30% plunge in Shanghai shares prompted swift action from the Chinese government, which announced plans to cut personal income taxes and cut the Reserve Requirement Ratio for the fourth time to encourage more leverage on top of the debt-disabled economy. The government has even bought ETF’s to prop of the sinking Chinese stock market. As a result, shares recently surged 4% in one day. However, more than half of those gains were quickly reversed the following day as investors took a sober look at whether the Chinese government is starting to lose its grip on the economy. 

It now looks like the secular bull market in stocks is turning into a secular bear market that could last for several years if not decades. The stock market acts as a sentiment indicator for what happens in the real economy. No indicator is perfect and stock market moves will be exaggerated in both directions. It is now likely that the world is starting an economic downturn of epic proportions.


It’s hard prepping on limited funds especially with young children, believe me I know. Every two weeks when I get groceries I take an extra $20 and get basic staples to store in my emergency pantry. It doesn’t seem like much but it adds up especially If you use it a Aldis, shop n save, etc. Then when I have extra cash I use it on the other important things besides food. Just keep going your doin a lot better than most. Your kids will thank you for it. 🙂


Think back too about how you handled past downturns or, for that matter, how you reacted when stocks began to dip and dive. You may not be able to nail it exactly, but you want to come as close as you can to a blend of stocks and bonds that you'll be okay holding in a variety of market conditions, and then make whatever adjustments are necessary to get you to that mix.

Consider hiring a fee-only financial advisor to kick the tires on your portfolio and provide an independent perspective on your financial plan. In fact, it’s not uncommon for financial planners to have their own financial planner on their personal payroll for the same reason. An added bonus is knowing there’s someone to call to talk you through the tough times.
Stock market downturn of 2002 9 Oct 2002 Downturn in stock prices during 2002 in stock exchanges across the United States, Canada, Asia, and Europe. After recovering from lows reached following the September 11 attacks, indices slid steadily starting in March 2002, with dramatic declines in July and September leading to lows last reached in 1997 and 1998. See stock market downturn of 2002.
It's not enough to have a pile of cash to spend when the market crashes if you end up having no idea what to buy. So build and maintain a stock watch list. Start by jotting down the names of companies you read or hear about that seem like promising investments. You could do so on paper, but maintaining a list online is better. You can set up an online watch list or "portfolio" full of stocks of interest at sites such as finance.yahoo.com, morningstar.com, marketwatch.com and others. You might pretend that you bought one or more shares of each at the stock price at which you first noticed the company. That way, the portfolio will always reflect how much the stock has risen or fallen since then.
In March 2017, William Poole, a senior fellow at the Cato Institute, warned of another subprime crisis. He warned that 35 percent of Fannie Mae's loans required mortgage insurance. That's about the level in 2006. In some ways, these loans are worse. Fannie and Freddie lowered their definition of subprime from 660 to 620. The banks are no longer calling borrowers with scores between 620 and 660 subprime. Poole was the head of the Federal Reserve Bank of Kansas who warned of the subprime crisis in 2005.
In March 2017, William Poole, a senior fellow at the Cato Institute, warned of another subprime crisis. He warned that 35 percent of Fannie Mae's loans required mortgage insurance. That's about the level in 2006. In some ways, these loans are worse. Fannie and Freddie lowered their definition of subprime from 660 to 620. The banks are no longer calling borrowers with scores between 620 and 660 subprime. Poole was the head of the Federal Reserve Bank of Kansas who warned of the subprime crisis in 2005.
All this concern about decelerating growth is hindering China’s deleveraging plans that it promised to follow through on at the beginning of this year. According to the Financial Times, Chinese debt was in the range of 170% of Gross Domestic Product prior to the Great Recession. But in 2008, China responded to the financial crisis with a huge infrastructure program---building empty cities to the tune of 12.5% of GDP, the biggest ever peacetime stimulus.
In other words, bear markets are part of investing. You can’t avoid them – but you can make sure a bear market doesn’t wipe you out. Rule number one is to diversify, and periodically rebalance your portfolio. When a correction, stock market crash or bear market comes along, the stocks that fall the most are those that are trading at the highest valuations, those with the most debt, and those with the lowest margins.

Very interesting comment Mark. Thanks for the insight. I do have doubts about President Trump. He’s never stated that he cares about small business. He didn’t state that when he talks about jobs leaving the US, he’s really talking about decisions by greedy multi-national corporate execs and how they stick it to the government. Your admiration of the Clintons I don’t know about. They’ve all been riding the national debt gravy train at ($20 Trillion now). But really, can you just keep living off of credit cards forever? Trump’s trying to turn things around. Even if morally, he’s at the same level as Bill Clinton, we can give him a try at bringing the good jobs back. You do realize China and India are educating and churning out high tech engineers by the boatload, using your money? Are US companies basically competing with overseas companies funded with American money? That’s not FREE TRADE, that’s tax evasion and outsourcing for cheap labor. Trump’s foolish obsession with Mexico and North Korea, might be a sign his mind isn’t 100%, but without Trump, you’re back on the debt gravy train.
NR, still stacking myself. Picked up some more .22 and .30 Carbine at the last gun show a month ago. My next big purchase is a new 12-ga. pump, Mossberg 500 or 590. 6 cords of wood are stacked at the BOL now. My cousin just got finished replacing the batteries for the solar system and installed a new Flojak hand pump for the well. Still have the creek out back as a backup source of water. What I have left to move now is just enough to fill up the truck for bugout. The woodstove at the cabin was just replaced 2 years ago along with the pipe. Cabin was totally remodeled 3 years ago. everything is in top condition there. Bugout time can’t come soon enough for me.
On April 21, 2015, nearly five years after the incident, the U.S. Department of Justice laid "22 criminal counts, including fraud and market manipulation" [10] against Navinder Singh Sarao, a trader. Among the charges included was the use of spoofing algorithms; just prior to the Flash Crash, he placed thousands of E-mini S&P 500 stock index futures contracts which he planned on canceling later.[10] These orders amounting to about "$200 million worth of bets that the market would fall" were "replaced or modified 19,000 times" before they were canceled.[10] Spoofing, layering, and front running are now banned.[3]
The New York Times then noted, "Automatic computerized traders on the stock market shut down as they detected the sharp rise in buying and selling".[25] As computerized high-frequency traders exited the stock market, the resulting lack of liquidity "caused shares of some prominent companies like Procter & Gamble and Accenture to trade down as low as a penny or as high as $100,000".[25] These extreme prices also resulted from "market internalizers",[44][45][46] firms that usually trade with customer orders from their own inventory instead of sending those orders to exchanges, "routing 'most, if not all,' retail orders to the public markets—a flood of unusual selling pressure that sucked up more dwindling liquidity".[26]
Real estate developers and other investors offer their projects on real estate crowdfunding sites. The platforms have analysts that verify the properties and the developer’s history with only about 5% of submitted deals making it in front of investors. Investors can then pick which deals in which they want to invest, usually as little as $1,000 per investment.
The full effects of the industry crash would not be felt until 1985.[38] Despite Atari's claim of 1 million in sales of its 2600 game system that year,[39] recovery was slow. The sales of home video games had dropped from $3.2 billion in 1982[40] to $100 million in 1985.[41] Analysts doubted the long-term viability of the video game industry,[42] but following the release of the Nintendo Entertainment System, the industry began recovering, with annual sales exceeding $2.3 billion by 1988, with 70% of the market dominated by Nintendo.[43] In 1986, Nintendo president Hiroshi Yamauchi noted that "Atari collapsed because they gave too much freedom to third-party developers and the market was swamped with rubbish games". In response, Nintendo limited the number of titles that third-party developers could release for their system each year, and promoted its "Seal of Quality", which it allowed to be used on games and peripherals by publishers that met Nintendo's quality standards.[44]
Indian stock markets witnessed a steep and sudden sell-off in the afternoon deals on Friday. Rajat Sharma of Sana Securities told FE Online that stock markets are "extremely overvalued" and Sensex can fall even 2,000 points from here while NSE Nifty can correct by about 1,000 points. "Nothing has changed fundamentally, I mean we have the same macro-economic situation, etc, but when a sell-off happens, nobody can predict, Rajat Sharma said further. 
So, when will the stock market crash again? There is no way to accurately predict a bear market. The FAANG stocks (Facebook, Apple, Amazon, Netflix and Google) have led the bull market over the last 9 years. If these stocks fail to keep their earnings momentum going, investors may lose confidence in the market. So far only Facebook and Netflix have disappointed investors, while Apple remains as strong as ever.

Solid advice, but investors should broaden their horizons to encompass digital currency, as the fallacy of global fiat currency is insane in the social media world we live in today.  Trust in the government is eroding, as is the reporting needed to only use a dollar denominated unit of measure in a world where block chain and liquid, easy to use Bitcoins are in your digital wallet and you can buy anything from an airline ticket to a car on auction on eBay.
In 1979, Atari unveiled the Atari 400 and 800 computers, built around a chipset originally meant for use in a game console, and which retailed for the same price as their respective names. In 1981, IBM introduced the IBM 5150 PC with a $1,565 base price[6] (equivalent to $4,213 in 2017), while Sinclair Research introduced its low-end ZX81 microcomputer for £70 (equivalent to £246 in 2016). By 1982, new desktop computer designs were commonly providing better color graphics and sound than game consoles and personal computer sales were booming. The TI 99/4A and the Atari 400 were both at $349 (equivalent to $885 in 2017), Radio Shack's Color Computer sold at $379 (equivalent to $961 in 2017), and Commodore International had just reduced the price of the VIC-20 to $199 (equivalent to $505 in 2017) and the 64 to $499 (equivalent to $1,265 in 2017).[7][8]
Stock market crashes are usually caused by more than one factor. In fact, there are often two sets of reasons for a crash. One set of conditions creates the environment for the sell-off, and another set of factors triggers the beginning of the sell-off. Just because there is a market bubble, it doesn’t mean the market will crash. Usually something needs to occur to cause investors to begin selling and buyers to step away from the stock market.
The release of so many new games in 1982 flooded the market. Most stores had insufficient space to carry new games and consoles. As stores tried to return the surplus games to the new publishers, the publishers had neither new products nor cash to issue refunds to the retailers. Many publishers, including Games by Apollo and US Games, quickly folded.[citation needed] Unable to return the unsold games to defunct publishers, stores marked down the titles and placed them in discount bins and sale tables. Recently released games which initially sold for US $35 (equivalent to $92 in 2018) were in bins for $5 ($13 in 2018).[30][31] Crane said that "those awful games flooded the market at huge discounts, and ruined the video game business".[27] By June 1983, the market for the more expensive games had shrunk dramatically and was replaced by a new market of rushed-to-market, low-budget games.
"I think we're going to work through this continued intersection of domestic and international political risk, with the fact the economy is very good and the earnings projection is very good, and the valuations are creeping up, but they're by no means excessive, with interest rates at this level," said Julian Emanuel, chief equity and derivatives strategist at BTIG. "But our view has been all along that basically you've got to fix the relationship with China in order to really make material further upside progress."
hcks, we’ve been looking all over Houston for you. We have reserved a seat for you on Niburu when it gets close enough to board via the secret mind control surf boards we’ve stashed away for those of us in the ” know.” We’re making sure you’ll be sitting next to Dave Hodges and your scientist friend, you know, the one whose name can never be mentioned lest the Earth be ravaged by brain eating dreadlock zombies, you know, THAT scientist friend. By the way, we have been able to confirm that Ted Turner is indeed and has been a cannibal for years now, so he’s looking forward to some fine dinning once the shtf next April. Stay on your normal frequency as we may need to transmit additional instructions to you without delay.

"I think we're going to work through this continued intersection of domestic and international political risk, with the fact the economy is very good and the earnings projection is very good, and the valuations are creeping up, but they're by no means excessive, with interest rates at this level," said Julian Emanuel, chief equity and derivatives strategist at BTIG. "But our view has been all along that basically you've got to fix the relationship with China in order to really make material further upside progress."


Now is the time to make sure you have a portfolio that you could live with through a crash. A typical crash will feel very different if you are 100% invested in stocks, than if you have some of your portfolio invested in bonds and other assets. The time to work out the right allocation for you is now, if you determine that you should not be completely in stocks but would rather have a 60%/40% stock/bond allocation, then it's critically important to determine that before a crash occurs. If you don't, you'll experience the worst of both worlds. You'll likely see the greatest losses during the crash, but also fail to benefit fully from any recovery. If you prepare ahead of time, you'll be better able to ride out any market events.
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